Although “frugality” and “stinginess” are both related to the use of money, their meanings and emotional colors are significantly different. 1. **Frugality**: Refers to the rational and moderate use of resources to avoid waste. It usually has a positive meaning, indicating that a person knows how to save and is good at managing resources, which is a virtue. For example: "She lives frugally and never spends money indiscriminately. ” 2. **Stingy**: Refers to excessive love for money, unwillingness to spend money, even to an unreasonable extent. It is usually derogatory, indicating that a person is too stingy and unwilling to share or help others. For example: “He is very stingy and doesn't even want to treat his friends to dinner. ” Therefore, it is inaccurate to translate “frugality” as “stingy” because the two differ in emotional color and specific meaning. If you want to express “frugality”, you should use “thrifty” or “frugal”; if it is “stingy”, you can use “stingy” or “miserly”.